Elements of a FDCPA Case
To have a FDCPA case, you have to have the essential “elements” or your case can, and should, be tossed out. Keep this in mind when evaluating your case. Also, keep these in mind when you are writing...
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Dirtbag Debt Collector #3 & 4 – Midland Funding & Credit Management
You may as well throw in Encore Capital too. While your at it add in these sister companies: Midland Credit Management, Inc. MRC Receivables Corporation Midland Funding NCC-2 Corporation Midland...
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Dirtbag Debt Collector #2 – NCO
NCO is a dirt bag debt collector our of Pennsylvania. NCO is particularly fond of putting information on your credit report without verifying the information. Isn’t that the consumer’s responsibility?...
View ArticleDirtbag Debt Collector #5 – LVNV
All, Now we are getting to the core of the dirt bag debt collectors! Coming in at #5 is LNLV! Congratulations LVNV! NVLV has a nasty habit of showing up on your credit report unannounced. They are a...
View ArticleDirtbag Debt Collector #6 – Asset Acceptance
It is getting difficult to rank the dirt bag debt collectors. I wonder is there are degrees of being dirt bags or if it an absolute and you are a dirt bag or you are not. Anyhow, without further ado,...
View ArticleDirtbag Debt Collector #7 – National Credit Solutions, Oklahoma City
National Credit Solutions is a collection company located in Oklahoma City. They are not to be confused with National Credit Solutions in Texas. The NCS located in Oklahoma is evil, the National Credit...
View ArticleUpdate on Boiler’s Activities – Book -Pacer.gov
Just to let you know I have not been posting as frequently as I would like for a reason. I am working on a book. I will post the details here. My plan for the book is to cover how to deal with...
View ArticleCreditRage -31- Latest Thoughts on FDCPA, FCRA and TCPA Lawsuits
All, Here are my latest Thoughts on Pro Se FDCPA, FCRA, and TCPA lawsuits. In particular, the lawsuits seem to be taking longer to settle. Also, the third party collectors seem to be fighting quite a...
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Account Statements Used Against You CreditRage 36
All, Here is the latest podcast of CreditRage. Again, I recorded a significant portion of the episode while driving and apologize for the road noise. This episode talks about when you are presented...
View ArticleWhat to Do if You Get a Collection Letter – CreditRage Uncut 6
All, Here is my introduction on what to do if you get a collection letter. Do not throw the letter away. It is important that you respond. The essential thing you must do is send a dispute letter...
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